Maximize your product options.
Minimize your production costs.
Get competitive daily liquidity and lower your productions costs with MAXEX’s growing portfolio of jumbo, non-QM, DSCR and Agency-eligible flow loan trading programs. All MAXEX programs are available for delegated and non-delegated origination.
A broad range of options for high-value homes.
MAXEX Jumbo Express
The standard for jumbo AUS programs. Get better execution with daily liquidity from multiple premium investors. Reduce costs and provide an Agency-like experience for higher-value primary, secondary and investments homes.
Loan Limit
$400,000 to $3,500,000
Min. FICO
660
Max. DTI
50%
Max. LTV
90%
Loan Terms
- 15/30-year fixed
- 5/7/10 ARMs
- 30-year IO
Accepted
- Non-Warrantable Condos
- RSU Income
- First-Time Homebuyer
*Manual underwrite program also available.
MAXEX Opportunity Express
Preferred jumbo loan pricing for minority, women and veteran-owned originators. Enjoy the same AUS benefits as MAXEX Jumbo Express.
Loan Limit
Conforming limits to $3,500,000
Min. FICO
660
Max. DTI
50%
Max. LTV
89.99%
Loan Terms
- 15/30-year fixed
- 5/7/10 ARMs
- 30-year IO
Accepted
- RSU Income
- First-Time Homebuyer
*Manual underwrite program also available.
MAXEX Sustainable Express
Preferred jumbo loan pricing for solar-powered homes. Enjoy the same AUS-driven benefits as MAXEX Jumbo Express.
Loan Limit
$400,000 to $3,500,000
Min. FICO
660
Max. DTI
50%
Max. LTV
89.99%
Loan Terms
- 30-year fixed
Accepted
- RSU Income
- First-Time Homebuyer
NOO, second home and high balance loans.
MAXEX Conforming
Competitive daily liquidity from private market buyer of Agency-eligible non-owner occupied, second home and high balance loans.
Loan Limit
Conforming limits
Min. FICO
620
Max. DTI
50%
Max. LTV
95%
Loan Terms
- 10/15/20/30-year fixed
- 5/7/10 ARMs
Accepted
- Non-Warrantable Condos
- RSU Income
- First-Time Homebuyer
Full doc, alt programs for creditworthy borrowers.
MAXEX Non-QM
Competitive daily liquidity with multiple full- and alt-doc buyers competing for your loans.
Loan Limit
$125,000 to $3,000,000
Min. FICO
660
Max. DTI
50%
Max. LTV
90%
Loan Terms
- 5/30/40-year fixed
- 5/7/10 ARMs
- 30/40-year IO
Accepted
- WVOE
- Non-Warrantable Condos
- First-Time Homebuyer
Full Doc Types
- Full doc (24-month)
Alt Doc Types
- Bank statement (12- and 24-month)
- P&L (12-month)
- 1099 (1- and 2-year)
MAXEX Non-QM Select
Full- and alt-doc program with exclusive access to one of the industry’s leading non-QM buyers.
Loan Limit
$100,000 to $3,500,000
Min. FICO
620
Max. DTI
50%
Max. LTV
90%
Loan Terms
- 15/30/40-year fixed
- 5/7/10 ARMs
- 30/40-year IO
Accepted
- RSU Income
- First-Time Homebuyer
Full Doc Types
- Full doc (12- and 24-month)
- Asset depletion
Alt Doc Types
- Bank statement (12- and 24-month)
- P&L (12-month)
Liquidity for business purpose loans.
MAXEX DSCR
Multi-buyer cashflow-based program for real estate investors.
Loan Limit
$100,000 to $3,000,000
Min. FICO
660
Min. DSCR
.75
Max. LTV
80%
Loan Terms
- 30-year fixed
- 5/7/10 ARMs
- 30-year IO
Accepted
- Non-Warrantable Condos
MAXEX DSCR Select
Cashflow-based program for experienced real estate investors. Exclusive access to one of the industry’s leading DSCR buyers.
Loan Limit
$100,000 to $2,000,000
Min. FICO
640
Min. DSCR
.75
Max. LTV
80%
Loan Terms
- 30-year fixed
- 5/7/10 ARMs
- 30-year IO
