Maximum program flexibility

MAXEX® is already one of the industry’s largest liquidity providers of jumbo loans due to our marketplace of ready-to-buy investors, competitive pricing and standard guidelines. But that’s just the beginning. Our growing range of programs features multiple options for reduced underwriting, expanded credit and diverse borrowers. And it’s all from a single partner—MAXEX.

Jumbo

A broad range of options to fuel your non-agency business.

Conforming

Additional liquidity for NOO, second home and high balance loans.

DSCR

Cashflow-based program for professional real estate investors.

ESG

Preferred pricing for diverse lenders and sustainable homes.

MAXEX Jumbo

Our industry-leading jumbo program with a full suite of fixed and ARM offerings.

Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
90%
Loan Terms
15/30-year fixed
5/7/10 ARMs

MAXEX Jumbo Express

Leverage DU and LPA findings to reduce manual underwriting.

Loan Limit
$400,000 to $3 million (incl. Agency high bal.)
Min. FICO
660
MAX. DTI
45%
MAX. LTV
89.99%
Loan Terms
15/30-year fixed
5/6, 7/6, 10/6 SOFR ARMs

MAXEX Conforming

Complement your agency business with non-owner occupied and second home loans.

Loan Limit
Conforming loan limits
Min. FICO
620
MAX. DTI
50%
MAX. LTV
95%
Loan Terms
10/15/20/30-year fixed
5/7/10 ARMs

MAXEX DSCR

Flexible financing options for self-employed and other creditworthy borrowers.

Loan Limit
$100,000 to $2 million
Min. FICO
700
MIN. DSCR
1.0
MAX. LTV
80%
Loan Terms
30-year fixed 30-year IO

MAXEX Opportunity

Access preferred pricing for minority, women and veteran-owned lenders.

Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

MAXEX Opportunity Express

Preferred pricing and reduced underwriting by leveraging DU and LPA results.

Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

MAXEX Sustainable

Preferred pricing for fully-amortized green energy home loans.

Loan Limit
$3 million
Min. FICO
660
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

MAXEX Sustainable Express

Preferred pricing and reduced underwriting by leveraging DU and LPA results.

Loan Limit
$3 million
Min. FICO
660
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

Get maximum program power

Tap into a large and growing portfolio of non-agency lending programs.