Maximum program flexibility
MAXEX® offers consistent, reliable liquidity for a broad range of loan programs. All programs are offered on a flow, forward and bulk basis using a single, standard contract. Eligibility requirements vary by program.
MAXEX Jumbo
Our industry-leading jumbo program with a full suite of fixed and ARM offerings.
Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
90%
Loan Terms
15/30-year fixed
5/7/10 ARMs
MAXEX Jumbo Express
Leverage DU and LPA findings to reduce manual underwriting.
Loan Limit
$400,000 to $3 million (incl. Agency high bal.)
Min. FICO
660
MAX. DTI
45%
MAX. LTV
89.99%
Loan Terms
15/30-year fixed
5/6, 7/6, 10/6 SOFR ARMs
MAXEX Conforming
Complement your agency business with non-owner occupied and second home loans.
Loan Limit
Conforming loan limits
Min. FICO
620
MAX. DTI
50%
MAX. LTV
95%
Loan Terms
10/15/20/30-year fixed
5/7/10 ARMs
MAXEX DSCR
Cashflow-based program for experienced real estate investors.
Loan Limit
$100,000 to $2 million
Min. FICO
660
MIN. DSCR
.75
MAX. LTV
80%
Loan Terms
30-year fixed
5/7/10 ARMs
30-year IO
MAXEX Non-QM Select 5
Alt doc and IO programs for creditworthy borrowers.
Loan Limit
$100,000 to $3 million
Min. FICO
660
MAX. DTI
50%
MAX. LTV
90%
Loan Terms
30/40-year fixed
30-year IO
5/7/10 ARMs
MAXEX DSCR Select 5
Cashflow-based program for experienced real estate investors. Features .75 minimum DSCR ratio.
Loan Limit
$100,000 to $2 million
Min. FICO
660
MIN. DSCR
.75
MAX. LTV
80%
Loan Terms
30-year fixed
30-year IO
5/7/10 ARMs
MAXEX Opportunity
Access preferred pricing for minority, women and veteran-owned lenders.
Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed
MAXEX Opportunity Express
Preferred pricing and reduced underwriting by leveraging DU and LPA results.
Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed
MAXEX Sustainable
Preferred pricing for fully-amortized green energy home loans.
Loan Limit
$3 million
Min. FICO
660
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed
MAXEX Sustainable Express
Preferred pricing and reduced underwriting by leveraging DU and LPA results.
