Maximum program flexibility

MAXEX® offers consistent, reliable liquidity for a broad range of loan programs. All programs are offered on a flow, forward and bulk basis using a single, standard contract. Eligibility requirements vary by program.

Jumbo

A broad range of options to fuel your non-agency business.

Conforming

Additional liquidity for NOO, second home and high balance loans.

Non-QM

Alt doc, IO and DSCR loans for creditworthy borrowers.

ESG

Preferred pricing for diverse lenders and sustainable homes.

MAXEX Jumbo

Our industry-leading jumbo program with a full suite of fixed and ARM offerings.

Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
90%
Loan Terms
15/30-year fixed
5/7/10 ARMs

MAXEX Jumbo Express

Leverage DU and LPA findings to reduce manual underwriting.

Loan Limit
$400,000 to $3 million
Min. FICO
660
MAX. DTI
45%
MAX. LTV
89.99%
Loan Terms
15/30-year fixed
5/7/10 ARMs

MAXEX Conforming

Complement your agency business with non-owner occupied and second home loans.

Loan Limit
Conforming limits
Min. FICO
620
MAX. DTI
50%
MAX. LTV
95%
Loan Terms
10/15/20/30-year fixed
5/7/10 ARMs

MAXEX DSCR

Cashflow-based program for experienced real estate investors.

Loan Limit
$100,000 to $2 million
Min. FICO
660
MIN. DSCR
.75
MAX. LTV
80%
Loan Terms
30-year fixed
5/7/10 ARMs
30-year IO

MAXEX Non-QM

The industry’s first multi-buyer flow alt doc program.

Loan Limit
$125,000 to $3 million
Min. FICO
660
MAX. DTI
50%
MAX. LTV
90%
Loan Terms
15/30/40-year fixed
5/7/10 ARMs
30/40-year IO

MAXEX Non-QM Select 5

Alt doc and IO programs for creditworthy borrowers.

Loan Limit
$100,000 to $3 million
Min. FICO
660
MAX. DTI
50%
MAX. LTV
90%
Loan Terms
30/40-year fixed
5/7/10 ARMs
30-year IO

MAXEX DSCR Select 5

Cashflow-based program for experienced real estate investors. Features .75 minimum DSCR ratio.

Loan Limit
$100,000 to $2 million
Min. FICO
660
MIN. DSCR
.75
MAX. LTV
80%
Loan Terms
30-year fixed
5/7/10 ARMs
30-year IO

MAXEX Opportunity

Access preferred pricing for minority, women and veteran-owned lenders.

Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

MAXEX Opportunity Express

Preferred pricing and reduced underwriting by leveraging DU and LPA results.

Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

MAXEX Sustainable

Preferred pricing for fully-amortized green energy home loans.

Loan Limit
$3 million
Min. FICO
660
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

MAXEX Sustainable Express

Preferred pricing and reduced underwriting by leveraging DU and LPA results.

Loan Limit
$3 million
Min. FICO
660
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

Get maximum program power

Tap into a large and growing portfolio of non-agency lending programs.