Developing your 2022 strategy: FHFA fee increase

The FHFA’s increase to upfront fees on high balance and second home loans will have a distinct impact on the housing industry as we move through 2022. Increased conventional loan limits, the Fed’s tapering of bond purchases and rising interest rates will also all greatly affect the secondary mortgage market in which MAXEX operates.

Our mission is to meet the ever-changing needs of the secondary mortgage market, ensuring the continuous availability of efficient liquidity. The flexible nature of the exchange makes it ideal for times of volatility. We are working through these changes to see how we can best accommodate the market in 2022 and beyond.

Currently, we offer several programs providing liquidity for high balance and second home loans, including:

MAXEX Jumbo: daily liquidity for high balance loans, multiple fixed and ARM options

MAXEX Jumbo Express: underwrite high balance loans with your AUS, up to 89.99% LTV

MAXEX Conforming: daily liquidity for high balance and second home loans

Our team is working with our network of nearly 300 originators and more than 20 high-profile investors to create additional opportunities to take advantage of this shift in the market.


More Posts

Image showing text of delegated vs. non-delegated underwriting

Delegated underwriting vs non-delegated underwriting? That is an important question for every retail mortgage lender, and there are many factors to consider. It’s not just

Read More »

For the last two years the mortgage industry has been beyond flush with cash. The economic policies of the COVID-19 pandemic helped push total origination

Read More »
ARM and IO loans

Mortgage interest rates are rising and that means an already expensive homebuying process is going to feel even more out of reach for potential homebuyers.

Read More »

The next evolution of securitizations could come in 2022 to fulfill increasing investor demand for ESG-compliant products. Environmental, Social and Governance (ESG) compliance in the

Read More »

Need to speak to us right away? Give us a call. (888) 838-8664