One marketplace.
More buyers. Better execution.
Sell Jumbo, Non-QM, DSCR and agency-eligible loans into a standardized exchange where 35+ institutional buyers compete for your loans. One contract. Daily pricing. No monthly minimums.
Your gateway to the non-agency mortgage market.
Built for flexible execution
Multiple pathways to help lenders and investors manage risk, improve liquidity, and optimize loan transactions.
Delegated
For lenders with established underwriting capabilities. Get greater control, faster execution, and streamlined loan delivery.
Non-Delegated
For lenders seeking additional credit oversight and support through investor review prior to loan purchase.
Bulk
For institutions looking to efficiently buy or sell larger pools of loans to optimize liquidity and portfolio strategy.
Will your loan qualify?
See if your scenario fits a MAXEX program. Instant read on eligibility across Jumbo, Non-QM and DSCR. No login.
Find the tools you need to do more with MAXEX.
Search our full library or access frequently used documents, guidelines and updates in one click.
Featured documents
Search the latest program guides, technical docs and more.
Non-Delegated Loan Submission Form (Non-QM & DSCR)
Underwriting submission checklist sellers use when delivering a Non-QM or DSCR loan into MAXEX Non-Delegated underwriting.
Exception Request Form
Single-page form for submitting a delegated or non-delegated underwriting exception with deal stats, the exception ask, and compensating factors.
Non-Delegated Quick Reference Guide
One-page directory of hours, phone numbers, emails, portal links, and fees for the MAXEX Non-Delegated channel.
Income Worksheets
Excel workbook with four income calculators (Personal Bank Stmt, Business Bank Stmt, Asset Depletion, DSCR) plus a DSCR requirements summary.
Business Narrative Form
Borrower-completed form describing the business behind alt-doc / DSCR income — type, location, employees, ownership, and operations.
Non-QM Select 5 Program Guide
Premium program combining Non-QM (1- and 2-yr full doc, personal/business bank statements, 1099, P&L, asset depletion) and DSCR underwriting.
Personal Guaranty
Form of Personal Guaranty used on business-purpose / investor loans (typically DSCR).
Encompass Plan Codes
Investor product detail reference for ICE Mortgage Technology Encompass.
DSCR Program Guide
Debt Service Coverage Ratio program for experienced investors purchasing or refinancing business-purpose investment properties.
Sustainable Express Program Guide
Specialty program supporting clean/renewable-energy residential lending.
Non-QM Program Guide
Full-doc and alternative-doc Non-QM underwriting.
DocMagic Plan Codes
MAXEX-to-DocMagic plan code crosswalk for document preparation.
Recent seller announcements
Multi-Buyer Settlements Three Times a Week. Here’s What That Means for Your Pipeline.
We’ve expanded our all-in-one settlement to Monday, Wednesday, and Friday — cutting dwell time, ops load, and the hidden costs of waiting. If you’ve been selling loans on MAXEX, you
Now Available: More Insurance Capital Liquidity for Non-QM and DSCR
A new insurance-backed buyer is now live across all of our multi-buyer Non-QM, DSCR, and Jumbo Express programs — delegated and non-delegated. If you’ve been watching the secondary market for
MAXEX Launches Spring Non-QM and DSCR Updates
Spring is in full swing, and so are updates to MAXEX’s Non-QM and DSCR programs. We’re excited to announce the rollout of our newest enhancements that make it easier than
Training & how-tos
Connect with institutional buyers through a standardized marketplace
Join 380+ lenders using MAXEX to get competitive pricing, deeper liquidity and more reliable execution on non-agency loans.
