Exception Request Form
Fillable form used to request an underwriting exception on a delegated or non-delegated loan. Collects loan-level details (origination type, program, loan number, borrower, amount, note rate, purpose, sales price, appraised value, LTV/CLTV, credit score, DTI/DSCR, doc type, property type/state, reserves, self-employment status), a free-text description of the exception requested, and supporting compensating factors. Includes an Approved/Denied decision block for MAXEX use.
Jumbo Express Program Guide
AUS-driven jumbo program for borrowers who exceed conforming loan limits but otherwise meet DU/LPA approval. Includes six rate-sheet matrices (Jumbo Express 1, 2, 4, 5, 6, 9). Effective for locks on or after Jan 5, 2026.
