Maximum program flexibility

MAXEX® offers consistent, reliable liquidity for a broad range of loan programs. All programs are offered on a flow, forward and bulk basis using a single, standard contract. Eligibility requirements vary by program.

Jumbo

A broad range of options to fuel your non-agency business.

Conforming

Additional liquidity for NOO, second home and high balance loans.

Non-QM

Full doc, alt doc and IO programs creditworthy borrowers.

DSCR

Liquidity for business purpose loans.

MAXEX Jumbo

Our industry-leading jumbo program with a full suite of fixed and ARM offerings.

Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
90%
Loan Terms
15/30-year fixed
5/7/10 ARMs

MAXEX Jumbo Express

Leverage DU and LPA findings to reduce manual underwriting.

Loan Limit
$400,000 to $3 million
Min. FICO
660
MAX. DTI
45%
MAX. LTV
89.99%
Loan Terms
15/30-year fixed
5/7/10 ARMs

MAXEX Opportunity

Access preferred pricing for minority, women and veteran-owned lenders.

Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

MAXEX Opportunity Express

Preferred pricing and reduced underwriting by leveraging DU and LPA results.

Loan Limit
$3 million
Min. FICO
700
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

MAXEX Sustainable

Preferred pricing for fully-amortized green energy home loans.

Loan Limit
$3 million
Min. FICO
660
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

MAXEX Sustainable Express

Preferred pricing and reduced underwriting by leveraging DU and LPA results.

Loan Limit
$3 million
Min. FICO
660
MAX. DTI
43%
MAX. LTV
89.99%
Loan Terms
30-year fixed

MAXEX Conforming

Complement your agency business with non-owner occupied and second home loans.

Loan Limit
Conforming limits
Min. FICO
620
MAX. DTI
50%
MAX. LTV
95%
Loan Terms
10/15/20/30-year fixed
5/7/10 ARMs

MAXEX Non-QM

The industry’s first multi-buyer flow alt doc program.

Loan Limit
$125,000 to $3 million
Min. FICO
660
MAX. DTI
50%
MAX. LTV
90%
Loan Terms
15/30/40-year fixed
5/7/10 ARMs
30/40-year IO

MAXEX Non-QM Select 5

Full and alt doc program with exclusive access to one of the industry’s leading Non-QM buyers.

Loan Limit
$100,000 to $3 million
Min. FICO
660
MAX. DTI
50%
MAX. LTV
90%
Loan Terms
30/40-year fixed
5/7/10 ARMs
30-year IO

MAXEX DSCR

Multi-buyer cashflow-based program for experienced real estate investors.

Loan Limit
$100,000 to $3 million
Min. FICO
660
MIN. DSCR
.75
MAX. LTV
80%
Loan Terms
30-year fixed
5/7/10 ARMs
30-year IO

MAXEX DSCR Select 5

Cashflow-based program for experienced real estate investors. Exclusive access to one of the industry’s leading DSCR buyers.

Loan Limit
$100,000 to $2 million
Min. FICO
660
MIN. DSCR
.75
MAX. LTV
80%
Loan Terms
30-year fixed
5/7/10 ARMs
30-year IO

Get maximum program power

Tap into a large and growing portfolio of non-agency lending programs.